Credit Analyst - DOMASCO - Doha, Qatar
Al Futtaim Private Company LLC, Qatar
Job Description
As a humble family business that started on the banks of the Dubai Creek in the 1930s, Al-Futtaim has expanded to a presence in 31 countries, a portfolio of over 200 companies, and 42,000 employees. You’ll find us in industries ranging from automotive and retail, to finance and real estate, and connecting people with international names like Lexus, Ikea, Robinsons, and Adidas. Our team is proudly multicultural and multinational because that kind of diverse representation gives us the global mindset to grow and impact the people, markets, and trends around us.
Come join us to live well, work better, and be the best.
JOB PURPOSE: Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit facility. Prepare reports with this credit information for use in decision-making.
KEY ACCOUNTABILITIES:
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Prepare reports that include the degree of risk involved in extending credit facilities
Evaluate customer records and recommend payment plans based on earnings, savings data and payment history.
Confer with credit association and other business representatives to exchange credit information.
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Generate financial ratios, using computer programs, to evaluate customers' financial status.
Review individual or commercial customer files to identify and select delinquent accounts for collection.
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Job Specification
Required Qualification:
Graduate with 3-5 years’ work experience in Credit Management
Excellent analytical skills
Excellent interpersonal and communication skills
A good memory in numeric and visual ability to discern small details.
Ability to problem solving and work independently.
Should be customer focused and achievement oriented.
DEPT/LOCATION: In-House Finance
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As part of our candidate experience promise, we also want to make ourselves available to you throughout the application process. We make every effort to review and respond to every application.